What is International Debit Card?

What is International Debit Card?

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International Debit Card

It is a prepaid debit card which can be used to withdraw cash from global Automated Teller Machines (ATMs) and to make purchases globally, is known as an International Debit Card. These debit cards are either Visa or MasterCard and are handled by individual banks. These cards are easy and convenient way for withdrawal or transfer of funds.

Features

The International debit cards can usually be taken worldwide and once activated, they are ready to be used. These debit cards, unlike traditional ones, do not require any checking account, any sort of approval or personal identification, before use. Hence, this debit card can be used by anyone. You can even buy a card and give it to somebody else to use. You can easily transfer money to your card as many times as you wish and can use it continuously. The funds can be transferred through another linked card.

Beware of the frauds

You can not be 100 percent tension free, while using an international debit card. Just like any other debit card, these cards can also be a source of frauds. Nowadays a number of manufactures use various security features to avoid any such fraud and ensure the security of the card holder. Most of the international debit cards now come with the security PIN (Personal Identification Number) so that the card could exclusively be used by the card holder. Be careful and there’s nothing to worry!

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Parul Mahajan is a Post Graduate in Gender Studies from Ambedkar University, Delhi and also holds a Bachelor of Arts degree in English Literature from Daulat Ram College, Delhi University. She is the author of ““Warring Over Religion and Feminism”, a Masters level Dissertation. Parul has also interned with Vimochana, a Bangalore based women’s organization working on various women’s issues.

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