We have heard of people insuring their car, home, health and the like. But, have you heard of wedding insurance, will you be willing to insure your wedding, a one-time big event held in your life. What if any supplier at your wedding fails to promise you a dreamy happily ever after? Then insuring your wedding will be a choice to consider, read on.
Insuring your own Wedding?
That is right, just like any other insurance, a wedding insurance protects you against all odds and unexpected events that may or may not distort your dream day. Conducting a wedding is as such very costly, so imagine cancelling the wedding; once your wedding is insured cancellation due to illness or any other issues will help cover up the cost to rearrange another wedding.
Wedding insurance also covers the cost of wedding suppliers who fail to supply their products like florists, caterers, photographers, car rentals etc. Even the wedding dress and the ring can be covered and the cost claimed to repair or replace them in the unlikely event of them being lost, stolen or damaged.
The wedding insurance might not cover the bride and the groom due to any illness or ailment but it can surely cover other liabilities like gifts, photographers, rentals, videographers, counselling, jewellery, loss of deposits, venue, special attire, cancellation, postponing etc.
Getting a wedding insurance
There are different insurance providers that offer wedding insurance at relatively cheaper prices but what you need to check is the coverage and pick a policy that is unique and best suits your needs and interests rather than opting for a general liability policy.
The wedding insurance is not very expensive and your coverage amount depends on the number of guests attending the ceremony. The procedure is also not that tedious compared to other insurances and usually takes only about 5-10 minutes paper work. With everything online, things are relatively easy and you will get a quote in a matter of minutes and you can also easily compare various insurance providers and their quotes.
The wedding insurance is usually taken in place of either the bride or the groom or whoever in the family is paying for the wedding expenses.
When to buy the wedding insurance?
You can buy the wedding insurance as early as 2-3 years before the day of the wedding or even 24 hours before the wedding. It is always better to purchase the insurance in advance so you can cover your shopping expenses under the insurance, if you are a little late not to worry, you just need to save the bills and show the same to your insurance provider and they will include them in the coverage.
Hence if you want a dream day wedding without nothing going out of track, then it is always best to get your wedding insured.
