Why do we need Travel Insurance?

Why do we need Travel Insurance?

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Why do we need Travel Insurance?

Flight is Cancelled !!

“Flight LX672 is delayed by 2hours!” Often we hear such kind of announcements in the airports which puts down our excitement, especially when travelling on a holiday tour. Let it be due to bad weather, or technical glitches or any other reason, the flights get delayed and even cancelled at times.

In case of delay, if the airlines are able to arrange an alternate flight within 2 hours, the passenger cannot complain. The same way, if a flight is cancelled, the airlines can either pay the full amount back or schedule the passengers for next flight and providing them some sort of accommodation meanwhile.

This all seems to be fine for a new traveler, where he / she is in their own world thinking that airlines are treating them good.

But what if you are a frequent traveler?

What if you are on a business trip?

A mere delay of 2 hours at times can cost a lot of money later in the itinerary of an individual. He or she might miss a connecting flight or might get into trouble some way or the other.

Lost your Baggage

While many people say, just hope well and go ahead, let us go on the similar path for time being. Fine! We have boarded the aircraft and we have landed at our destination on time. While you go to the baggage belts of the respective airline, to just ensure you get into more trouble, you don’t find your baggage even after an hour of your arrival.

Your passport, your wallet might be with you. Your accessories? Apparels? Other important things? All these might be safe in your baggage only that, your baggage is not with you. It might have been misplaced on its flight, especially, if you are on inter–continental connecting flights.

Health Issues during your Travel

It might take from couple of days to weeks, or even months at times to find the lost baggage. Hoping that your flight was pretty good and you are having your best time of your life for the first couple of days in your holiday, suddenly you show some signs of bad health. But in the excitement, you tend to be a bit lighter towards your health, and this time its priority that you need to go for a doctor checkup.

At this juncture a excited holiday becomes so long, only hoping that you get well soon and return back to your country. Likewise, there might be numerous number of hurdles, mishaps, misfortunes and even legal issues at times during our travel. To cover all these unexpected, unseen events that are placed in the future, a travel insurance is must and should for every one traveling.

Travel Insurance for your Rescue

Travel Insurance can help you in worst of the worst situations much more than you can think of. It not only gives you a financial aid if required, but also ensures that your travel is as safe and pleasant as it can be. Right from covering your medical bills, theft or robbery, loss of passport, baggage delay, it does more than you could expect.

The premium for Travel insurance is very less considering the pain and loss you may have to suffer in case of such unfortunate incidents.

Listed are a few reasons for having travel insurance. Most of the insurance companies cover the cost and assist you in by contacting their representatives in that country.

  • Flight Cancellation
  • Baggage Loss
  • Passport and Wallet Loss
  • Accident and Medical coverage overseas
  • Missing of the return flight due to unfortunate Incidents
  • Tour operator gone missing
  • Cancellation of trip due to emergencies

There are numerous other reasons to spoil your vacation, which are not listed above, but will cover in the insurance.

Next time, make sure you have take a Travel Insurance prior to your Holiday.

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