Investment Strategies

It’s a good thing that you want to invest and looking for investment strategies. Before investing just ask yourself what you want to achieve from investment?

Find your Investment Goals and objectives

Purpose of investing. Do you want to buy a car or for your family or for education or retirement plans? Based on your requirements you can decide when and how much to invest. Whether you have to do short term or long term investment?

Sample Investment Strategies

Considering you are in early 30s and earning INR 80,000 a month. The best investment strategies for you would be…

Invest say 2 lakhs in fixed deposit. This could be used to meet unforeseen situations like you may lose your job
Since you are in young age it would be better to take little risk and invest in shares, equity markets… which offer you a better interest. If you are a risk averse person keep away from this.
Take a term Insurance plan of say 1 crore, the monthly premium paid will be less if you start young. Remember Term insurance is not an investment and will not give any returns.
Real estate is another good place to invest your money although it depends on the location where you are living.

It is always ideal to heed experts while investing.