Home Banking What is National Unified USSD Platform NUUP?

What is National Unified USSD Platform NUUP?

National Unified USSD Platform

National Unified USSD Platform brought about yet another revolution in the Banking industry. It will prove to be very beneficial for both the common man and the Banks alike. The code “*99#” will help in financial inclusion and will help the common mass to avail banking services.  This platform was developed by NPCI and used by Banks to provide banking services to their customers through their mobile, irrespective of the telecom service provider or the make of the mobile handset.

Benefits of National Unified USSD Platform

  • Available 24 * 7, even on holidays
  • No roaming charges are levied
  • Provides value added services along with basic banking services
  • As it works on voice connectivity, GPRS is not mandatory to avail this
  • As no special application need not be installed, it works on any GSM handset

National Unified USSD Platform provides Banks an alternate channel to deliver Banking services to their customers economically.

Services  offered by NUUP

  • Balance enquiry
  • Fund transfer (account to account, person to person, person to UIDAI number)
  • Mini Statement
  • Obtain OTP
  • Change MPIN
  • Enquire MMID

This platform not only assists in financial inclusion but will enable cashless and paperless banking.

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Sreya Ray is working as a Manager at State Bank of India. She is a voracious reader and a passionate writer. Her life is complete with her daughter and the support of her husband and the inspiration of her parents. Sreya loves multi-tasking and is a dreamer. If she don't create anything on a day,She feels that she had wasted my day.


  1. This was a real revolution of modern times in banking service.With the mobile phone being a common asset, the mobile phone banking is very convenient. Specially the services provided helps the consumer in a number of ways like knowing their balance even on a holiday. The best part is that it involves minimum paperwork and is usually quick.

  2. In today’s hectic world e-banking may come very in handy. A great idea how to save your time and assist in many possible ways. It is easier and on the reach of your hand, wherever you go. Mobile e-banking gives you a better overview of your finances. Good and informative article.


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